CONTENTS
ECONOMIC POLICY
Makhdieva Yu. M. Development trends of voluntary pension insurance in Russian regions
Gladilin A. A., Glotova I. I., Tomilina E. P. Stock market as a mechanism for transmitting key rates to the economy
Istamulov T. G. The main directions of increasing the efficiency of the use of leased fixed assets
PROBLEMS OF MANAGEMENT
Idrisova S. K., Magomedova N. Yu. Evaluation of the quality of the loan portfolio of small businesses in a commercial bank
Novichikhin A. N. Improving Procurement Management in the Russian Federation
Rabadanova D.A., Osmanova S.M. Bank resources management
Serba V. Ya., Burykin A. D. Communications as the basis of management in modern enterprises
INVESTMENT, FINANCIAL AND MANAGEMENT ANALYSIS
Idrisova S.K., Gadashakaeva D.R. Asset quality assessment of a commercial bank
Rabadanova S. A., Tagirova A. A. Valuation of own funds of a commercial bank
Doronin B. A., Glotova I. I., Tomilina E. P. Features of assessing the reliability of financial and credit institutions in modern conditions
Rabadanova S. A., Gamzatova S. A. Analysis of the dynamics of loan debt of the banking sector of the Republic of Dagestan and ways to reduce it
Taraskina A. V., Gadzhiev M. A. Features of the formation of a management system for the balanced development of municipalities in the region
Ilyakova I.E., Lizina O.M., Fedonina O. V. Institutional mechanism for ensuring the intellectual potential of youth: domestic practice and foreign experience
DEVELOPMENT TENDENCIES OF VOLUNTARY PENSION INSURANCE IN THE REGIONS OF RUSSIA
author
Yu. M. Makhdieva
abstract
The article discusses the development trends of voluntary pension insurance in the regions of Russia, outlines the main problems and directions of development of this sector of the insurance market.
keywords
insurance market, voluntary pension insurance, regions.
STOCK MARKET AS A MECHANISM OF THE KEY RATE TRANSMISSION TO THE ECONOMY
author
A. A. GLADILIN, I. I. GLOTOV, E. P. TOMILINA
abstract
The article discusses the development and operation of the transmission channels of the key rate mechanism in the real sector. Some of the channels perform this function quite effectively, the domestic stock market, as one of the channels, is only in the process of transformation. Despite certain systemic problems, it is observed that the positive dynamics in the development of the securities market and its role in this mechanism will gradually increase.
keywords
key rate, transmission mechanism, stock market, stocks, bonds, interest-bearing derivatives.
KEY DIRECTIONS OF INCREASING EFFICIENCY OF USE OF LEASED Fixed Assets
author
T. G. ISTAMULOV
abstract
This article is devoted to the main types of directions for increasing the efficiency of using leased fixed assets at Vainakh Telecom JSC.
keywords
Vainakh Telecom, improvement, efficiency, indicator, productivity growth, fixed assets.
ASSESSMENT OF QUALITY OF LOAN PORTFOLIO OF SUBJECTS OF SMALL BUSINESS IN A COMMERCIAL BANK
author
S.K. IDRISOVA, N. Yu. MAGOMEDOVA
abstract
Based on the analysis of the state of bank lending to small businesses, the article assesses the quality of the bank's loan portfolio from the perspective of risk and profitability. The author substantiates proposals for expanding lending practices for small businesses.
keywords
small business lending, loan debt, credit risk.
IMPROVEMENT OF PROCUREMENT MANAGEMENT IN THE RUSSIAN FEDERATION
author
A. N. Novichikhin
abstract
The article is devoted to the problems and prospects of the development of public procurement in the Russian Federation. Attention is paid to the legal foundations of public procurement to assess possible ways to improve them. Recommendations on possible ways to modernize the procurement system with a positive social effect are proposed.
keywords
state and municipal procurements, register of unfair contractors and subcontractors.
BANK RESOURCE MANAGEMENT
author
D. A. Rabadanova, S. M. Osmanova
abstract
Based on the analysis of the dynamics and structure of the resources of a commercial bank, the article assesses the state of the resource base of a credit organization and proposes measures that increase the efficiency of its management.
keywords
banking resources, own funds, borrowed funds, commercial bank.
COMMUNICATIONS AS THE BASIS OF MANAGEMENT AT MODERN ENTERPRISES
author
V. Ya. SERBA, A.D. BURYKIN
abstract
In the presented article, the authors examined the theoretical foundations of the communications management process in modern enterprises, disclosed the essence of “communications”, defined the purpose and highlighted the functions of communications, presented the classification of communications, identified the main goals and key characteristics of communication management and the fields of interaction with personnel management. The author pays special attention to the consideration of communication management methods, and to the justification of the relationship of personnel management functions and management methods in communication management.
keywords
management process, communication, the essence of communication, communication functions, classification of communications, communication management, personnel management.
ASSESSMENT OF QUALITY ASSETS OF A COMMERCIAL BANK
author
S.K. IDRISOVA, D.R. GADASHAKAEV
abstract
The article provides criteria for evaluating the effectiveness of active operations of a bank, based on which a comprehensive assessment of the quality of assets of a credit institution is given in dynamics. The author proposes effective measures to minimize credit risk in order to improve the quality of banking assets.
keywords
commercial bank, asset quality, credit risk.
ASSESSMENT OF OWNERSHIP OF A COMMERCIAL BANK
author
S. A. Rabadanova, A. A. Tagirova
abstract
The article explores various approaches to the functional features of the bank’s equity. Based on the analysis of the state of equity of a commercial bank, the authors give a reasonable assessment of the policy of managing the own funds of a credit institution.
keywords
equity, equity, commercial bank, sufficiency.
FEATURES OF ASSESSING RELIABILITY OF FINANCIAL-CREDIT INSTITUTIONS IN MODERN CONDITIONS
author
B. A. DORONIN, I. I. GLOTOV, E. P. TOMILINA
abstract
The article discusses the practical aspects of ensuring the financial stability of financial and credit institutions; The significance of assessing financial stability to ensure stability in the financial sector is substantiated. Based on a comparative analysis of foreign and Russian methods of assessing financial stability, an extended methodology for assessing the financial stability of a commercial bank is proposed.
keywords
financial stability, financial and credit institutions, risk management, methods of assessing financial condition, Central Bank, profitability, liquidity, asset quality, capital quality, business activity.
ANALYSIS OF THE DYNAMICS OF LOAN DEBT OF THE BANKING SECTOR OF THE REPUBLIC OF DAGESTAN AND WAYS OF ITS REDUCTION
author
S. A. Rabadanova, S. A. Gamzatova
abstract
The article examines the current state of loan debt of the banking sector of the Republic of Dagestan. A reasonable conclusion is made about the increase in bad debts of the banking sector of the region associated with a massive reduction in business profitability, low quality of borrowers, and the lack of high-quality monitoring of the loan portfolio. Ways to minimize bad debts of banks are proposed.
keywords
banking sector, loan debt, arrears.
FEATURES OF FORMATION OF THE MANAGEMENT SYSTEM OF THE BALANCED DEVELOPMENT OF MUNICIPAL EDUCATIONS IN THE REGION
author
A.V. TARASKINA, M.A. GADZHIEV
abstract
The article discusses the features of the formation of a system for managing the balanced development of municipalities on the example of the Astrakhan region.
keywords
municipalities, regional management, economic development.
INSTITUTIONAL MECHANISM OF ENSURING INTELLECTUAL POTENTIAL OF YOUTH: DOMESTIC PRACTICE AND FOREIGN EXPERIENCE
author
I. E. Ilyakova, O. M. Lizina, O. V. Fedonina
abstract
The article considers the problems of the formation of the intellectual potential of youth in Russia. The expert data on the state of intellectual potential are analyzed. The main factors that prevent young people from occupying a position adequate to the modern type of economic development are identified. The study provides an overview of domestic practice to ensure intellectual potential and offers certain recommendations in the field of using foreign experience on the issue under study.
keywords
potential, intellectual potential, youth, value-moral attitudes of youth, institutional mechanism, youth policy.
