ANALYSIS OF THE MECHANISM FOR OVERCOMING CREDIT RISKS AND WAYS OF IMPROVEMENT ON THE EXAMPLE OF SBERBANK PJSC

DOI: 10.36871/ek.up.p.r.2020.11.04.016
UDC 338

Authors

K. M. KHANAPIEVA,
Student of Dagestan State University, Makhachkala, Russian Federation
A. N. SHAMSUDINOVA,
Student of Dagestan State University, Makhachkala, Russian Federation
M. G. ALIMIRZOEV,
scientific supervisor, candidate of economic Sciences, associate Professor, Dagestan State University, Makhachkala, Russian Federation

Abstract

The article assesses the efficiency and effectiveness of the credit risk management mechanism that the bank is guided by when issuing loans to both the population and enterprises. Problems associated with this mechanism for overcoming credit risk are substantiated, and recommendations are given to overcome these problems.

Keywords

creditworthiness, Sberbank PJSC, bank, credit, credit risks.