PROBLEMS AND PROSPECTS FOR THE DEVELOPMENT OF BANKING LENDING FOR SMALL AND MEDIUM BUSINESSES IN THE RUSSIAN FEDERATION

DOI: 10.36871/ek.up.p.r.2020.11.04.005
UDC 336.71

Authors

D. A. RABADANOVA,
Candidate of Economic Sciences, associate Professor of Finance and credit, The Dagestan State University Makhachkala, Russian Federation
A. I. OMAROV,
4th year student of the profile " Finance and Credit», Dagestan State University, Makhachkala, Russian Federation
G. A. FARMANOVA,
4th year student of the profile "Finance and Credit", Dagestan State University, Makhachkala, Russian Federation

Abstract

The study examines the theoretical aspects of lending to small and medium-sized businesses in the Russian Federation at the present stage. Important trends emerging in bank lending to small and medium-sized businesses are noted, and a comparative analysis is made between lending to small and medium-sized businesses. Based on the data of the Central Bank, an assessment is made of the current stage of lending to small and medium-sized businesses. In the final part of the study, the main prospects for the development of bank lending to small and medium-sized businesses in the Russian Federation in the medium term are con-sidered.

Keywords

small business, medium business, lending, bank, credit, economy, borrowing, credit prob-lems, banking products.