DOI: 10.36871/ek.up.p.r.2021.04.03.018
UDC 338
Authors
E. A. RUSETSKAYA,
Doctor of Economic Sciences, Professor of the
Department of Finance and Credit, North Caucasus Federal University,
Stavropol, Russia
L. V. AGARKOVA,
Doctor of Economic Sciences, Professor of the Department
of Finance, credit and insurance, Stavropol
State Agrarian University,
Stavropol, Russia
V. V. AGARKOV,
Candidate of Economic Sciences, Associate Professor
of Department of Finance and credit, Moscow
humanitarian-economic University,
Moscow, Russia
Abstract
When substantiating the relevance of management decisions to ensure the financial stability of insurance companies, both for the insurers themselves and for individual state institutions, it is necessary to point out the tightening of the practice of state control and regulation of the insurance business in order to comply with the requirements of insurance legislation, protect the interests and rights of policyholders, insurers, the state and other subjects of the insurance market. The article is devoted to the study of the issues of financial stability of the insurance company and the substantiation of the mechanism for managing this category, which includes a sequence of interrelated stages. The priority directions for improving the mechanism for managing the financial stability of an insurance company are presented.
Keywords
financial stability, financial condition, insurance market, insurance company, systems approach, management mechanism.