DOI: 10.36871/ek.up.p.r.2021.04.03.018
UDC 338

Authors

E. A. RUSETSKAYA,
Doctor of Economic Sciences, Professor of the Department of Finance and Credit, North Caucasus Federal University, Stavropol, Russia
L. V. AGARKOVA,
Doctor of Economic Sciences, Professor of the Department of Finance, credit and insurance, Stavropol State Agrarian University, Stavropol, Russia
V. V. AGARKOV,
Candidate of Economic Sciences, Associate Professor of Department of Finance and credit, Moscow humanitarian-economic University, Moscow, Russia

Abstract

When substantiating the relevance of management decisions to ensure the financial stability of insurance companies, both for the insurers themselves and for individual state institutions, it is necessary to point out the tightening of the practice of state control and regulation of the insurance business in order to comply with the requirements of insurance legislation, protect the interests and rights of policyholders, insurers, the state and other subjects of the insurance market. The article is devoted to the study of the issues of financial stability of the insurance company and the substantiation of the mechanism for managing this category, which includes a sequence of interrelated stages. The priority directions for improving the mechanism for managing the financial stability of an insurance company are presented.

Keywords

financial stability, financial condition, insurance market, insurance company, systems approach, management mechanism.