UDC 346.62
DOI: 10.36871/ek.up.p.r.2023.09.01.021
Authors
Elena B. Shuvalova,
Iliya K. Zarov,
Russian University of Economics named after G. V. Plekhanov, Moscow, Russia
Abstract
The article overviews how the key properties of a loan are implemented in digital financial assets as monetary claims and analyzes the specifics of bank’s credit risk management in transactions with them. The article suggests a scheme of using digital financial assets for securitization of banks’ credit portfolios, assesses their advantages and disadvantages compared to traditional means of loan claims securitization.
Keywords
digital financial asset, financial instrument, management, credit risk, securitization.
