FINANCIAL RISKS IN THE SEGMENT OF BANK CARDS

UDC 336.02
DOI: 10.36871/ek.up.p.r.2024.06.06.017

Authors

Yulia A. Vlasova,
Anna A. Druzhinina,
Alina S. Mitusova,
Plekhanov Russian University of Economics, Moscow, Russia

Abstract

The relevance of the work is to improve measures to combat risks in the field of bank cards. With the emergence of new risks, the number of tools for minimizing risks and improving financial security in the field of bank cards is growing. Special attention is paid to such an aspect as risk. The situations in which both cardholders and issuing banks are at risk are considered. Based on statistical information on possible negative consequences for the parties to transactions, risk maps have been compiled, classified according to hazard: from the least dangerous to the most dangerous with maximum damage to the risking party. As a result of the analytical article, methods of ensuring financial security in the segment of bank cards are proposed.

Keywords

bank cards, risks, financial risks.