UDC 368.1
DOI: 10.36871/ek.up.p.r.2024.08.09.016

Authors

Marina N. Stepanova,
Baikal State University

Abstract

The global insurance experience demonstrates a variety of approaches to the formation of household insurance plans, the country specifics of the insurance expositions being built. The author presents a panorama of modern foreign insurance practices aimed at insurance protection of private households. The aspects that are important for insurance coverage are highlighted: the main areas of insurance, consumer groups. A historically established pattern of a classic household insurance facility has been identified. The non-synonymy of such concepts as «household insurance», «family insurance», «homeowners insurance» is shown.

Keywords

household insurance, population insurance, homeowners insurance, insurance market, personal insurance, global insurance market, household insurance protection.