CONTENTS

ECONOMIC THEORY

Dzhazaeva I. A.-A., Isipova L. R., Ulubaeva A. S. of the relationship between economic law and civil law. 4-10

ECONOMIC SECURITY

Khadzhieva L. K., Chadayev A. K. Data encryption technology in ensuring the security of electronic commerce. 11-17

ECONOMICS AND MANAGEMENT OF ENTERPRISES AND INDUSTRIES

Dronov R. V., Shunayev A. M., Ganchar N. A. Corruption in business: forms of manifestation and consequences. 18-29
Lavrukhina N. V. Improving the planning and management of innovative activities of knowledge-intensive enterprises. 30-36
Larsnukaeva M. A., Inderbiev M. V. Research of the application and development trends of electronic information technologies at enterprises. 37-42
Malkova T. B., Saakyan D. V. Analysis of the state and prospects for the development of enterprises of the mechanical engineering industry of the Russian Federation. 43-55

ECONOMIC AND SOCIAL DEVELOPMENT OF THE REGIONS

Khapsaeva R. B. The role of direct taxes and fees in the formation of the regional budget of the Republic of North Ossetia-Alania. 56-63
Chernomorets A. B., Burlov D. I., Yakovlev A. R., Kamenskikh E. A. Study of existing resources of the Leningrad region in the field of spa treatment and recreation. 64-72

INVESTMENT, FINANCIAL AND MANAGEMENT ANALYSIS

Borovikova T. V., Kulikov A. N. Client-centricity as a new concept of public administration. 73-78

FINANCES, MONEY CIRCULATION, CREDIT

Aguzarova L. A., Tibilov A. D. Functioning and efficiency of the modern banking system of Russia: analysis and recommendations. 79-88
Muskhanova H. Zh., Kaitova M. A. Application of artificial intelligence technologies in the financial and banking sector. 89-96

INNOVATIVE TECHNOLOGIES

Uzieva H. V., Baymuradov U. G., Takha M. E. M. Automated systems for diagnostics and monitoring of energy generating equipment based on AI. 97-104
Khalidov A. A., Gazieva I. I., Nasukhanova N. V. Application of mathematical methods in artificial intelligence to optimize government processes. 105-111

DIGITAL ECONOMY

Atabaeva E. R., Pyrnova O. A. Analysis of the influence of computer technologies on the informatization of audit. 112-117
Kiremetsky A. V. Research of energy management issues in buildings through digitalization: strategies, problems and opportunities. 118-131
Budagov A. S., Trofimova N. N. The process of digital transformation of an enterprise and its reflection in HR practice: the impact of AI implementation on the process of recruitment and selection of personnel and attraction of talents. 132-142

DEVELOPMENT OF EDUCATIONAL PROGRAMS

Albakova A. A., Bikiev E. A. Professional development of teachers and their competence in higher professional institutions. 143-149
Kosulin V. V., Rasumov Z. Sh., Zizayeva A. Using game mechanics in teaching to increase motivation and engagement of students. 150-157
Maigova D. D., Bikiev E. A. The importance and development of professional practical abilities of teachers of higher educational institutions. 158-163