UDC 336.71
DOI: 10.36871/ek.up.p.r.2024.09.13.011

Authors

Kheda Zh. Muskhanova,
Kadyrov Chechen State University, Grozny, Russia
Milana A. Kaitova,
North Ossetian State University named after K. L. Khetagurov, Vladikavkaz, Russia

Abstract

The rapid development of technical resources has opened up many opportunities for us. The authors talk about what artificial intelligence is, what stages its history includes and what the thoughtless use of these technologies can lead us to.
The article examines the main directions of AI in the banking sector of the Russian Federation, as well as analyzes the pros and cons of using this tool in the field of finance. The paper addresses the risks and challenges associated with the introduction of artificial intelligence in various fields. This article will be useful to specialists in the field of technology and finance, as well as to all those who are interested in the trends of digitalization of this sector.

Keywords

technology; artificial intelligence; development of artificial intelligence