CONTENTS
ECONOMIC THEORY
Bespalova L. N. The formation of the german model of social market economy: historical aspect. 4-8
Germanchuk A. N., Komarnitskaya E. V. The concept of consumer digital identity: an atlas of consumer
behavior and key aspects of interaction. 9-14
Shokhin V. K. Definition of the semantic essence of the concept of “money laundering” in its economic
aspect. 15-21
ECONOMICS AND MANAGEMENT OF ENTERPRISES AND INDUSTRIES
Naumov D. V., Voevodina E. I. Platform approach in the context of digital business transformation. 22-28
Guskova O. V. Modern methods of forming an organization’s image based on image-making technologies. 29-35
Klinova E. A., Tedozashvili L. T. Control procedures in the conditions of organization internal control of a
small enterprise. 36-44
Solenaya O. S. External and internal conditions for the adaptation of commercial banks’ business models to
ongoing changes. 45-55
Surzhenko A. S. The impact of economic instability and monetary decisions on the construction industry
and financial strategies of developers. 56
ECONOMIC SECURITY
Arkauti V. V. Environmental esg audit in the national economic security system in a green economy. 62-68
ECONOMIC AND SOCIAL DEVELOPMENT OF THE REGIONS
Myshalov M. M. Institutional conditions and prerequisites for the formation of an economic mechanism for ensuring sustainable development of the region (on the example of the Republic of Adygeya). 69-77
FINANCES, MONEY CIRCULATION, CREDIT
Arkauti V. V. Transition to the use of the central bank’s digital currency (CBDC) in Russia: motives,
challenges and risks. 78-83
Shalgin V. A. Classification of budget risks in the context of digital transformation of the budget process:
institutional and structural approach. 84-91
ACCOUNTING AND TAXATION, ANALYSIS AND AUDIT
Tunin S. A., Kulish N. V., Sytnik O. E. Tax consulting in the system of measures to reduce tax risks of an economic entity. 92-101
PROBLEMS OF AGRARIAN-INDUSTRIAL COMPLEX
Morozova M. A., Ergunova O. T., Burlov D. I. The impact of AI technologies on the development of Russian agriculture: trends and forecast to 2035. 102-116
INNOVATIVE TECHNOLOGIES
Garas S. V. Innovative mechanisms for evaluating the effectiveness of budget expenditures and budget spending. 117-123
DIGITAL ECONOMY
Garkusha V. M. Economic socialization of youth in the context of digital transformation. 124-132
DEVELOPMENT OF EDUCATIONAL PROGRAMS
Sovetova N. P., Aksyutina S. V. Factors for assessing the competitiveness of a municipality. 133-142

