MODEL FOR ASSESSING THE EFFICIENCY OF CORPORATE BANKING BUSINESS

UDC 336.717.5: 519.86
DOI: 10.36871/ek.up.p.r.2025.03.13.003

Authors

Maria A. Goryainova,
Financial University under the Government of Russia
Scientific advisor: Dmitry A. Vlasov,
Candidate of Pedagogical Sciences, Associate Professor

Abstract

The article presents a comprehensive model for assessing the efficiency of the corporate banking business, adapted to the operational conditions of Russian commercial banks. The structure of the model is substantiated, comprising seven factor blocks: structural-dynamic, market, product, risk, client, sustainable development, and economic security. Each factor is formalized as a variable with a corresponding evaluation scale. The article provides the results of model testing based on the cases of PJSC Sberbank and PJSC Sovcombank, demonstrating its applicability for identifying strengths and weaknesses in the corporate business of commercial banks. Practical recommendations are formulated for improving its efficiency.

Keywords

corporate banking business, efficiency, commercial bank, assessment model, factor analysis, performance evaluation