UDC 368
Authors
Guseva D. A.,
1st year student of the Department of Economics of Innovation,
Samara National Research University, Samara
Scientific supervisor:
Podbornova E. S.,
candidate of economic sciences, Associate Professor at the Department of Economics of Innovation, Samara National Research University Academician of S. P. Korolev, Samara
Abstract
The article defines the functions, concepts and state of insurance services and the insurance market in the Russian Federation, as well as types of insurance. Insurance is both a system of economic and social relations, as well as a service sector. The activity of insurers to reimburse arising losses is provided by the insurance fund - the funds received from the policyholders when paying the insurance premium. Based on the analysis of the variety of the pre-sented classifications, in our opinion, we propose to use a generalized classification of types of insurance, highlighting five main groups, distinguished by such characteristics as the degree of compulsory insurance, the purpose of carrying out insurance activities, insurance objects, forms of organization and types of insurance activities.
Keywords
insurance, funds, Federal law, normative legal act, economic relations.
