Analysis of the mechanism of credit risk management at Sberbank

UDC 336.774

Authors

Gyulmagomedova G. A.,
candidate of economic sciences, associate professor of the department of finance and credit, Dagestan State University, Makhachkala

Abstract

The article analyzes the mechanism of credit risk manage-ment at Sberbank. The structure of the loan portfolio of Sberbank PJSC, the overdue debts of legal entities and individuals in Russia, as well as the share of non-performing loans in the loan portfolio of Sberbank PJSC for 2018 are considered. The Bank is working diligently in this direction and is improving its credit risk management activities, using various methods to minimize the risks of arrears.

Keywords

Loan, loan portfolio, risk, debt.