UDC 336
Authors
Idrisova S. K.,
candidate of economic sciences, professor,
Dagestan State University, Makhachkala
Abstract
The article examines the state of the resource base of the bank-ing sector in the Russian Federation. Currently, the banking sector is experienc-ing the problem of the ratio of long-term assets and liabilities. A commercial bank cannot make long-term credit investments from short-term sources. And this leads to a low rate of development of mortgage lending, problems of financ-ing the creation of new industrial organizations, etc. Based on the analysis of the structure of attracted funds, it is concluded that for Russian commercial banks, deposit operations are the main source of the formation of resources. The problems of shortage of long-term banking resources are substantiated and methods of their solution are proposed.
Keywords
banking sector, banking resources, deposits, attracted funds.
