UDC 368

Authors

Filina M. A.,
PhD in economics, associate professor, Dagestan State University, Makhachkala

Abstract

The article examines the factors that determine the existing dif-ferentiation of regional insurance markets. Based on the analysis of the dynam-ics and distribution of the main indicators of the development of the insurance market by federal districts, the degree of manifestation of the problem of uneven development of insurance in the territories of the country is presented. In the Russian Federation in recent years, the insurance market has been developing more or less successfully, however, not as rapidly as we would like. The low growth dynamics of the insurance market in Russia is primarily related to the low level of development of insurance markets in certain regions. The need to develop a clear concept for the development of the regional insurance market, including taking into account effective government support, is indicated.

Keywords

regional insurance market, regional asymmetry, insurance pre-miums, insurance payments.