Problems and prospects of development of the Russian credit market

UDC 336.1
DOI: 10.36871/u.i.k.2024.09.01.003

Authors

Elizaveta V. Taranteeva,
MIREA – Russian University of Technology, Institute of Cybersecurity and Digital Technologies, Moscow, Russia
Scientific supervisor: Nina Fedorovna Kuzovleva – PhD in Economics, Professor, MIREA – Russian University of Technology, Institute of Cybersecurity and Digital Technologies, Moscow, Russia

Abstract

The article discusses the problems and prospects of the development of the Russian credit market. The author analyzes the main components of the Russian credit market, such as commercial loans for business, mortgage lending, car loans and consumer non-targeted loans. The state of the credit market depends on the state of the economy and the policy of the Central Bank.
Possible measures to regulate debt collection activities and the formation of the institution of a public mediator of the financial system (financial ombudsman) are discussed.

Keywords

credit, market, bank, system, payment, organization, financial, license.