UDC 3.33.336
DOI: 10.36871/u.i.k.2025.08.01.007
Authors
Oleg V. Malakhovsky,
Baltic State Technical University VOENMEKH named
after D. F. Ustinov, Saint Petersburg, Russia
Abstract
The article examines the main areas of the digital economy and their interaction with household finances. Key elements are identified and their content is disclosed in terms of risks and opportunities for households when using digital financial instruments. A brief overview of data on negative indicators of household finances is provided. An overview of behavioral factors influencing the decision-making process by households is made.
Keywords
household finances, digital economy, behavioral aspects, assets, financial condition, digitalization, cognitive distortions
