CONTENTS

ECONOMIC POLICY

Safonov M.S., Khlestova N.G. From information to knowledge. Towards a Digital Economy
Hasanova M. S. Development of the agrarian sector of the economy of Azerbaijan and its export opportunities in competitive conditions
Lazareva G. I., Efremova L. A. Assessment of the economic security of the region: problems and methods
Malov G. I. Scenario forecasting in the reproduction of the technical potential of the grain industry
Khubiev T. Kh. Formation of territories of innovative development in the regions of Russia

PROBLEMS OF MANAGEMENT

Baidakov A.N., Nazarenko A.V. Cognitive approach to modeling the innovative development of wine-growing systems
Belikova I.P., Zaporozhets D.V. Actual problems of the development of regional innovation clusters
Germanova V. S., Gayvoronskaya A. V. The strategy of development of tax management in the policy of enterprise management: analytical support
Lukyanova A. Yu., Nedvizhim S.V., Fedorova S.A. Influence of youth migration on the labor market
Shevchenko E. A. Social responsibility of business structures as a factor in the progressive development of regions
Miroshnichenko R.V., Lukyanova A. Yu., Fedorova S. A. Factor analysis of threats to personnel security: regional aspect
Chalova A. A., Belozerova I. A. Improving the competitiveness of enterprise products and services through marketing

INVESTMENT, FINANCIAL AND MANAGEMENT ANALYSIS

Agarkova L.V. Domestic and foreign methods for assessing solvency as a tool for financial analysis of the details of insurance companies
Vlasova V. M., Litvinenko E. V. Analysis of the impact of inflation on the implementation of investment projects in the field of housing
Vorobeva E. A. The main problems of the implementation of tax policy in agriculture
Lipchiu N.V., Lipchiu K.I., Chapurko Ya. Ya. Assessment of the investment attractiveness of an agricultural organization and directions for increasing it
Blokhina I. M., Vertiy A. S., Cherkashin V. A. Budget Efficiency of the Krasnodar Territory
Khurtaeva Z. S., Zolotova E. A. Current trends in the development of bank cards in Russia
Turaev Yu. B. Characteristic features of agricultural insurance in Russia to adapt foreign experience
Fedorenko S. A. Mortgage loan programs in the context of regional investment policy
Chuvilova O. N., Petrenko A. S. The role of industrial enterprises in the management of cash flows in the region (on the example of the Stavropol Territory)
Ulybina L. K., Okorokova O. A., Pisareva P. I. Information technologies in bank insurance: opportunities and prospects
Semchenko A. A., Makarovskaya A. I. Implementation of a quality management system in organizations engaged in the service sector in the era of digital technology development


UDC 001.6, 338.1, 338.2

FROM INFORMATION TO KNOWLEDGE. ON THE WAY TO DIGITAL ECONOMY

author

M. S. SAFONOV, N. G. KHLESTOV

abstract

In Russia, the construction of a digital economy and a digital state is declared, and certain steps are being taken to implement the Digital Economy Program, approved in 2017 by the Government of the Russian Federation, but it does not create a single field for interaction between various participants in this program, there is no national knowledge management toolkit . At the same time, knowledge management is a question not only of the usefulness and convenience of the search for knowledge, but also the task of using the accumulated knowledge and protecting the national security of the country.

Keywords: information, knowledge, knowledge management, infrastructure, digital economy, knowledge industry, national security.


UDC 338.43

DEVELOPMENT OF THE AGRARIAN SECTOR OF THE ECONOMY OF AZERBAIJAN AND ITS EXPORT OPPORTUNITIES IN COMPETITIVE CONDITIONS

author

M.S. HASANOVA

abstract

The development of the agrarian sector of the economy of the Republic of Azerbaijan has contributed to increasing the level of supply of the country's needs for agricultural products and finished food products, achieving complete import substitution for sugar, and increasing the export of crop and food products. Opportunities for increasing traditional export goods (vegetables, fruits and berries, drinks) are associated not only with the growth of their production, but also with growing competition from manufacturers from the CIS countries focused on the capacious Russian market.

Key words: agricultural sector, import substitution, export, competition, Russian market.


UDC 338.22: 330.16

ASSESSMENT OF ECONOMIC SECURITY OF THE REGION: PROBLEMS AND METHODS

author

G. I. LAZAREVA, L. A. EFREMOVA

abstract

The article explores the possibility of assessing the security of a region based on a study of the socio-economic parameters of its development and the use of systematic analysis methods of the main indicators of the financial and budgetary policies of the subject of the Russian Federation.

Key words: economic security, subject of the Russian Federation, goals and priorities of the budget and social policy of the Russian Federation.


UDC 338.432

SCENARIO FORECASTING IN REPRODUCTION OF THE TECHNICAL POTENTIAL OF THE GRAIN INDUSTRY

author

G. I. MALOV

abstract

The article is devoted to the study of various approaches to scenario forecasting of the development of the agro-industrial complex as a whole and the reproduction of its technical potential in particular. All of the listed scenario approaches in the framework of forecasting the technical potential of grain production should be based on a normative approach, special reference materials on the technical equipment of production, calculation of the required number of units of the machine and tractor fleet, according to the characteristics of the equipment, should be used as a methodological basis for determining the need for machinery service and repair.

Key words: technical support; equipment, technical base, machine and tractor fleet, grain production.


UDC 330.3

FORMATION OF THE TERRITORIES OF INNOVATIVE DEVELOPMENT IN THE REGIONS OF RUSSIA

author

T. Kh. Khubiev

abstract

The article raises the problem of solving the problem of innovative restructuring of the economy of the regions of Russia through the active use of preferential economic mechanisms provided by the institute of special economic zones.

Key words: innovative development, regional economies, special economic zones, economic activity.


UDC 316.422: 001.891.54: 634.8: 663

COGNITIVE APPROACH TO MODELING INNOVATIVE DEVELOPMENT OF WINE-CRAFTING SYSTEMS

author

A. N. BAYDAKOV, A. V. NAZARENKO

abstract

For an adequate assessment of the current state of the grape-growing sub-complex of the agro-industrial complex and

Tendencies of its innovative development, as well as the identification of its promising areas in the context of globalization, high dynamism of markets and increased competition, an indispensable condition is not only constant monitoring of the changes in the wine-growing business of Russia, but also its positioning in the corresponding sector of the world economy. These requirements lead to the need to ensure the use of a cognitive approach, which is due to the consideration of the grape-growing sub-complex of the agro-industrial complex as a complex natural-socio-economic dynamic system. The practical implementation of the cognitive approach to modeling the innovative development of wine-growing systems is possible only on the basis of the regular use of modern information and analytical tools.

Key words: cognitive, grape-growing system, agribusiness, innovation, systematic approach, modeling, forecasting, fractality.


UDC 330.34

ACTUAL PROBLEMS OF DEVELOPMENT OF REGIONAL INNOVATIVE CLUSTERS

author

I.P. BELIKOVA, D.V. ZAPOROZHETS

abstract

The article considers the possibilities of using the cluster approach for the most effective development of the region. It is shown that cluster associations provide an opportunity for business and for the region to develop steadily, and not by inertia.

Key words: cluster, cluster approach, cluster of small enterprises, innovative development of regions, competitiveness, entrepreneurship.


UDC 336.22

STRATEGY FOR THE DEVELOPMENT OF TAX MANAGEMENT IN THE ENTERPRISE MANAGEMENT POLICY: ANALYTICAL SUPPORT

author

V.S. GERMANOVA, A.V. GAYVORONSKAYA

abstract

The article is devoted to the management of taxation in an enterprise, its role, nature and necessity of choosing an effective tax strategy.

Keywords: tax management, tax management, rationalization of tax payments, tax strategy.


UDC 314.72

INFLUENCE OF YOUTH MIGRATION ON THE LABOR MARKET

author

A. Yu. LUKYANOV, S.V. REAL ESTATE, S. A. FEDOROV

abstract

The article is devoted to migration issues, in particular, the migration of young people from small and medium-sized cities of border regions to larger ones, as well as the causes and consequences of youth migration.

Key words: migration, youth migration, youth, educational migration.


UDC 005.35

SOCIAL RESPONSIBILITY OF BUSINESS STRUCTURES AS A FACTOR OF PROGRESSIVE DEVELOPMENT OF REGIONS

author

E. A. Shevchenko

abstract

The article discusses the main opinions of entrepreneurs about the social responsibility of business, analyzes the forms of charitable activities, and also reveals the difficulties in implementing social and charitable programs in modern business conditions.

Key words: power, business, social responsibility, charity, entrepreneurship.


UDC 338

FACTOR ANALYSIS OF THE THREAT TO STAFF SECURITY: REGIONAL ASPECT

author

R. V. MIROSHNICHENKO, A. Yu. LUKYANOV, S. A. FEDOROV

abstract

The article is devoted to the issues of ensuring personnel security in the region by the example of the Stavropol Territory, factor analysis of threats to personnel security in the region.

Key words: human resources, threats to personnel security, factors of threats to personnel security, state of personnel security in the region.


UDC 339.13

INCREASING COMPETITIVENESS OF PRODUCTS AND SERVICES OF THE ENTERPRISE WITH THE help OF MARKETING

author

A. A. CHALOVA, I. A. BELOZEROVA

abstract

The article shows ways to improve the competitiveness of enterprise products and services through marketing.

Key words: competitiveness, marketing, integrated indicators, competition, competitive map, “McKinsey”.


UDC 336.012.23

DOMESTIC AND FOREIGN METHODS OF EVALUATION OF PAYABILITY AS A TOOL OF FINANCIAL ANALYSIS OF THE INSURANCE COMPANY

author

L. V. AGARKOVA

abstract

The article is devoted to the analysis of existing methods for assessing the solvency of insurance companies in both domestic and foreign practice. In addition, the article highlights the features of the insurance company as an object of financial management, which leaves its mark on the specifics of conducting the financial analysis itself.

Keywords: solvency, financial analysis, solvency margin, financial condition, insurance company.


UDC 336.748.12

ANALYSIS OF INFLUENCE INFLUENCE ON IMPLEMENTATION OF INVESTMENT PROJECTS IN THE FIELD OF HOUSING CONSTRUCTION

author

V. M. VLASOVA, E. V. LITVINENKO

abstract

The article is devoted to the impact of inflation on the housing sector of the Russian Federation, including the reasons for its occurrence; identified factors on which inflation has the greatest negative impact.

Key words: inflation, economy of the Russian Federation, housing construction, investment projects.


UDC 338.2

BASIC PROBLEMS OF IMPLEMENTING TAX POLICY IN AGRICULTURE

author

E. A. VOROBYEVA

abstract

An urgent problem of the development of tax policy in the medium term is the maintenance of an optimal tax burden by sectors of the economy and maintaining a balanced budget system as the basis for implementing agricultural support programs and a set of measures to increase the financial stability of agricultural producers. The article discusses the problems of implementing the tax policy of economic entities of the agricultural industry based on the use of a system of indicators of tax analysis at the macro and micro levels.

Key words: taxes, tax analysis, tax policy.


UDC 330.322: 631.115

ASSESSMENT OF INVESTMENT ATTRACTIVENESS OF AGRICULTURAL ORGANIZATION AND DIRECTIONS FOR ITS IMPROVEMENT

author

N.V. LIPCHIU, K. I. LIPCHIU, Ya. Ya. CHAPURKO

abstract

The article is devoted to the issues of assessing the investment attractiveness of an agricultural organization and the directions for increasing it. The essence of the concept of “investment attractiveness” is studied, the sequence of calculating indicators that characterize the investment attractiveness of an agricultural organization is revealed, and directions for its increase are proposed.

Keywords: investment attractiveness, correlation and regression analysis, assets, receivables, net profit.


UDC 336.146

EFFICIENCY OF THE BUDGET OF THE KRASNODAR REGION

author

I.M. BLOKHINA, A.S. VERTIY, V.A. CHERKASHIN

abstract

The article is devoted to the problems of the regional budget and its effectiveness in modern conditions.

Keywords: budget, income, expenses, deficit, public debt.


UDC 336

MODERN TRENDS OF DEVELOPMENT OF BANK CARDS IN RUSSIA

author

Z. S. HURTAEVA, E. A. ZOLOTOVA

abstract

The article is devoted to the analysis of the bank card market and their development trends in modern conditions.

Keywords: bank cards, debit cards, payment cards, cashless payments, commercial bank.


UDC 368

CHARACTERISTIC FEATURES OF AGRICULTURAL INSURANCE IN RUSSIA WITH ADAPTATION OF FOREIGN EXPERIENCE

author

Yu. B. TURAEV

abstract

The article analyzes the practice of organizing agricultural insurance in the Russian Federation, agricultural insurance programs with state support and the experience of foreign countries. The principles are summarized and the dynamics of agricultural crop insurance is shown. The characteristics of agricultural insurance schemes, the role and functions of the state and private insurers, methods of providing state support for the types of insurance, the results achieved are described.

Keywords: agricultural insurance instruments, state support, subsidizing of insurance premiums.


UDC 336.717

MORTGAGE LOAN PROGRAMS IN THE CONTEXT OF REGIONAL INVESTMENT POLICY

author

S. A. Fedorenko

abstract

The article presents the results of a study of the mortgage market as one of the mechanisms to increase the solvent demand of the population of our country in the housing market. The analysis of programs in the mortgage market in the region.

Key words: mortgage lending, regions, programs, tools, regulation.


UDC 332.1

ROLE OF INDUSTRIAL ENTERPRISES IN MONEY FLOW MANAGEMENT OF THE REGION (ON THE EXAMPLE OF STAVROPOL REGION)

author

O. N. CHUVILOVA, A. S. PETRENKO

abstract

The article is devoted to determining the role of industrial enterprises in the formation of net cash flow of a subject of the Russian Federation.

Key words: cash flow, gross regional product, joint-stock company, net cash flow, budget tax revenues.


UDC 336.71: 368 (075.8)

INFORMATION TECHNOLOGIES IN BANK INSURANCE: OPPORTUNITIES AND PROSPECTS

author

L.K. Ulybina, O. A. Okorokova, P. I. Pisareva

abstract

The article is devoted to the study of features, prospects and possibilities of using modern information and communication technologies in bank insurance. The advantages of promoting insurance services on the Internet, the advantages of using communication technologies in banks and technological innovations for researching target audiences are examined in detail.

Key words: bank insurance, Internet, communications, product.


UDC 338

IMPLEMENTATION OF A QUALITY MANAGEMENT SYSTEM IN ORGANIZATIONS EMPLOYED IN THE FIELD OF SERVICES, IN THE EPOCH OF DEVELOPMENT OF DIGITAL TECHNOLOGIES

author

A. A. SEMCHENKO, A. I. MAKAROVSKAYA

abstract

The scientific article analyzes the main modern approaches in the field of quality assurance, among which the authors note the most popular domestic and foreign models of quality systems, the article also analyzes the criteria for the key advantages of the commercial data center market.

Keywords: quality, quality management, quality management models, enterprise competitiveness, quality management system.