CONTENTS

ECONOMIC THEORY

Mamontov G. D. Clusters as a tool for sustainable development. 5-12

ECONOMICS AND MANAGEMENT OF ENTERPRISES AND INDUSTRIES

Gokinaeva I. A., Orel M. N. Preliminary informing of customs authorities in the conditions of automation of customs operations. 13-21
Malyukov Yu. A., Nedosekin A. O., Abdoulaeva Z. I. Fuzzy-set analysis of industry economic resilience. 22-37
Slepkova T. I., Khasanova M. S., Makoeva F. A. Problems of organizing internal control at enterprises. 38-43

ECONOMIC SECURITY

Pаrаsоtskауа N. N., Mеzеntsеvа T. M., Mеzеntsеv A. A. Analytical study of the impact of ecology on the economic security of the russian state. 44-52

WORLD ECONOMY

Zhang Lei. Study of the influence of the perceived value of satisfaction on the behavioral intentions of russian tourists visiting China. 53-58

ECONOMIC AND SOCIAL DEVELOPMENT OF THE REGIONS

Krasikova T. Yu., Slobodnyak I. A. Application of clustering in the study of the regional scientific and educational system. 59-67
Kryukov A. V., Bulatov Yu. N., Kuznetsova O. V., Cherepanov A. V., Mizova E. M. Criteria for integral assessment of opportunities for the development of regional charging infrastructure of electric vehicles in Russia. 68-73

FINANCES, MONEY CIRCULATION, CREDIT

Zaytsev G. N. Modern financial ecosystems: russian experience (using the example of sberbank), problems and challenges. 74-81
Makhomedeyarov T. R. Dynamics of consumer lending in russia after the global pandemic. 82-88
Nincieva G. V. Money circulation problems in soviet Russia in the 20-30s of the XX century. 89-96
Slanov O. T., Dzitsoev D. O. The main methods for credit risk management based on the experience of international banking systems. 97-105

INVESTMENT, FINANCIAL AND MANAGEMENT ANALYSIS

Kozlov I. M. The russian stock market in the current geopolitical conditions: the effectiveness of portfolio investment. 106-114
Rudakova L. V. Conceptual business models of entrepreneurship development. 115-121
Stepanov V. V. To the analysis of the practice of valuation and application of IPO in the high-tech business of Russia. 122-129

ANALYSIS OF FINANCIAL AND ECONOMIC ACTIVITIES

Zoloshkov V. Yu. The state and dynamics of the development of the health insurance services market in Russia and other countries. 130-136
Kozlov I. M. Mortgage lending market in Russia in the post-pandemic period: dynamics and development measures. 137-145

DIGITAL ECONOMY

Voytusenko E. I. Digital banking and the penetration of Fintech technologies in the banking industryчin the digital age. 146-153

DEVELOPMENT OF EDUCATIONAL PROGRAMS

Temnova N. K., Markova E. K. Prospects for the use of adaptive human resource management technology in higher education. 154-160

PERSONNEL MANAGEMENT

Razgulyaeva T. A. Modern problems and trends of human resources management in the state civil service. 161-167
Andreev A. I., Seleznev A. G., Varenik M. S. It industry staffing: status, challenges, proposals. 168-178